What does "invoicing without a company" (umbrella employment) mean?

What does "invoicing without a company" mean?

Invoicing without a company means you can take on assignments and send invoices as a private individual, without starting your own business. It is also known as umbrella employment and suits people of all ages and professions, whether it's your main occupation or a side income alongside employment.

Many choose to invoice without a company to easily take on assignments and improve their financial situation without having to handle bookkeeping and taxes themselves.

How does it work?

An umbrella company, which holds F-tax status, manages invoicing for you and charges a service fee. The company reports and pays employer contributions and withholds tax before the remaining amount is paid to you as salary. This means you avoid administrative work and can focus on your assignments.

How does it work at Paidin?

As your umbrella company, Paidin manages the entire process for you. We invoice your client, report employer contributions and tax, and pay out your salary. When it's time to file your tax return, your income is already pre-filled in your personal return.

If you want to monitor your tax withholdings and gross salary, simply log in to the Swedish Tax Agency's website for an overview.

See also How does invoicing without a company work? for a step-by-step guide.